U.S. Pat. No. 12,437,342

TRACKING RISK BEHAVIOR PROFILE AND CONTROLLING DEVICES BASED ON GAMEPLAY DATA

AssigneeUnited Services Automobile Association USAA

Issue DateFebruary 28, 2023

Illustrative Figure

Abstract

A risk analysis system is configured to collect and monitor sensor data associated with a user to generate an insurance policy or recommend products/services that may be better suited for the user based on the user's gameplay data, fitness data, streaming data, outdoor activity data, location data, etc. The risk analysis system is configured to correlate all the sensor data and control operations of devices to discourage behavior that may increase risk of an accident or other suitable insurance liabilities.

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